Review our loan programs online with your specific terms. As an upfront lender, we have no hidden fees, so it is easy to see what your loan is going to cost you.
You can either complete our loan application online, or call us to complete your loan application over the phone. This process takes between 15 to 30 minutes.
You can request your rate lock over the phone with your loan originator at any time during your loan process. Your rate must be locked at least 15 days prior to your closing date. In some cases we may require an appraisal report and information from your Condominium or Home Owners Association prior to locking in your rate.
We will need income, liabilities and asset documents including, but not limited to: W2s, recent pay-stubs, tax returns, and asset statements. To ensure timely closing of your loan, we request that you send us these documents within 2 days of our request. You will be able to upload these directly through our secure online portal, and they will be available for immediate viewing by your loan team.
In most states, purchase transactions are funded the same day or next business day. Refinance transactions take at least three business days to fund in all states, except: Alaska, Arizona, California, Hawaii, Idaho, Nevada, New Mexico, Oregon and Washington, funding takes longer due to state specific laws and regulations.