Texas Trust Learning Center

Adding a Co-Borrower to your Mortgage - Texas Trust Home Loans

Adding a Co-Borrower to your Mortgage

Most of the consumers here at Texas Trust Home Loans buy homes along with with a spouse, a family member, or even a close friend. If you’re thinking about adding a co-borrower in your mortgage application, we are here to help you in determining whether it will be an excellent decision to do so.

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What are Fixed-Rate Mortgages and How They Work - Texas Trust Home Loans

What are Fixed-Rate Mortgages and How They Work

Purchasing a home can be an exciting journey and a great experience. Although prices of homes and rates of mortgages change all the time, one constant that purchases can safely rely on to is a fixed-rate mortgage that remains the same over time.

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What is the Total Cost of a Mortgage - Texas Trust Home Loans

What is the Total Cost of a Mortgage

If you have been through a mortgage process before, the costs associated with them can still be confusing. In this blog, we will explain all the mechanisms and costs associated with a mortgage so that you can better understand it.

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5 Reasons Why Loan Officer Commission is Bulls - Texas Trust Home Loans

5 Reasons Why Loan Officer Commission is Bulls#!t

Texas Trust wants to pass on maximum benefits to its customers by offering rates which are most competitive in the market. We have the most competitive charges for our customers in the entire mortgage process. Our loan officers are the backbone of our mortgage lending process.

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How to lower your DTI - Texas Trust Home Loans

How to lower your Debt-to-Income Ratio?

Most people are usually concerned about their credit score when they are applying for a mortgage. A credit score is a sign that shows your capability of loan repayment, and it can also affect the interest rates you’ll be able to secure. Credit scores are important; however, what you might not know is another number, and that is debt-to-income (DTI) ratio.

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Millennials Unable to Buy Homes Due to Misinformation - Texas Trust Home Loans

Millennials Unable to Buy Homes Due to Misinformation

To determine how much of a house, you can afford you should first calculate what monthly mortgage payment you can pay comfortably. At Texas Trust Loans, we aim to provide you with the best mortgage, one that you can manage comfortably in the long run. To understand what you can afford without any difficulty, you should match your monthly budget to your potential monthly loan payment.

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Why is a Real Estate Agent Important - Texas Trust Home Loans

Why is a Real Estate Agent Important

Choosing a real estate agent is a very important part of the homebuying process. We understand that the search for a credible real estate agent can be a time-consuming process. Prior to picking a real estate agent, you must ensure the agent has experience closing on a property.

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How To Compare Your Loan Estimates - Texas Trust Home Loans

How To Compare Your Loan Estimates

Texas Trust’s mission is to build the trust of its customers by providing imitable service. We enjoy a competitive advantage by providing matchless services to our customers. One of the secrets of our success is the accurate Loan Estimate (LE) we provide to our customers. You may be aware that Texas Trust Home Loans offers a range of loans that suits our customers with different needs and financial requirements.

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