Texas Trust Loans Learning Center

Explaining APR or Annual Percentage Rate - Texas Trust Home Loans

Explaining APR

When you’re shopping for a mortgage loan, you may have encountered the phrase “APR- Annual Percentage Rate” being advertised.

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How To Get a Home Mortgage with Student Loan - Texas Trust Home Loans

How To Get a Home Mortgage with Student Loan

Are you paying off your student loan debt? Well, you’re not alone as there are more than 44 million Americans who have student loan debt. If in the past you’ve made an investment in your education and now you want to make another investment in your new home, you may be questioning what options are available to you.

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How to Get a Home Loan if you are Self-Employed - Texas Trust Home Loans

How to Get a Home Loan if you are Self-Employed

Being self-employed and wanting to purchase a home can be very daunting, but the following information can make that process much more straightforward. We know that it can be very stressful and confusing, especially for the self-employed borrowers.

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Adding a Co-Borrower to your Mortgage - Texas Trust Home Loans

Adding a Co-Borrower to your Mortgage

Most of the consumers here at Texas Trust Home Loans buy homes along with with a spouse, a family member, or even a close friend. If you’re thinking about adding a co-borrower in your mortgage application, we are here to help you in determining whether it will be an excellent decision to do so.

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What are Fixed-Rate Mortgages and How They Work - Texas Trust Home Loans

What are Fixed-Rate Mortgages and How They Work

Purchasing a home can be an exciting journey and a great experience. Although prices of homes and rates of mortgages change all the time, one constant that purchases can safely rely on to is a fixed-rate mortgage that remains the same over time.

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What is the Total Cost of a Mortgage - Texas Trust Home Loans

What is the Total Cost of a Mortgage

If you have been through a mortgage process before, the costs associated with them can still be confusing. In this blog, we will explain all the mechanisms and costs associated with a mortgage so that you can better understand it.

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5 Reasons Why Loan Officer Commission is Bulls - Texas Trust Home Loans

5 Reasons Why Loan Officer Commission is Bulls#!t

Texas Trust wants to pass on maximum benefits to its customers by offering rates which are most competitive in the market. We have the most competitive charges for our customers in the entire mortgage process. Our loan officers are the backbone of our mortgage lending process.

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How to lower your DTI - Texas Trust Home Loans

How to lower your DTI

Most people are usually concerned about their credit score when they are applying for a mortgage. A credit score is a sign that shows your capability of loan repayment, and it can also affect the interest rates you’ll be able to secure. Credit scores are important; however, what you might not know is another number, and that is debt-to-income (DTI) ratio.

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Millennials Unable to Buy Homes Due to Misinformation - Texas Trust Home Loans

Millennials Unable to Buy Homes Due to Misinformation

To determine how much of a house, you can afford you should first calculate what monthly mortgage payment you can pay comfortably. At Texas Trust Loans, we aim to provide you with the best mortgage, one that you can manage comfortably in the long run. To understand what you can afford without any difficulty, you should match your monthly budget to your potential monthly loan payment.

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