Texas Trust Loans Learning Center

How To Prepare For a Home Appraisal for Refinancing

A low appraisal can be devastating when refinancing. To avoid getting a shock in the appraisal process, it is imperative to plan and present your home in the best way possible.

Using Cash or Home Equity for Down-Payment

Homeowners confuse whether to use cash or home equity for down-payment. The least expensive way to finance your second home’s down payment is to take out a HELOC

Cash-Out Refinance vs. Home Equity Line of Credit | Texas Trust Loans

Cash-Out Refinance vs. Home Equity Line of Credit (HELOC)

Many home-owners confuse both of them as being the same types of loans. However, that is not the case as they are both different.

Does Your Job Affect Your Mortgage?

Your monthly income and job stability are two of the most critical factors that determine your eligibility for a loan

Mistakes To Avoid When Refinancing Home-Texas Trust Home Loans

How To Avoid Common Mortgage Refinance Mistakes?

Mortgage rates are at an all-time low and a time where many homeowners consider to refinance their homes. While there is a good chance that you may be able to save a lot on your mortgage payments

Options If I Fail To Pay My Mortgage Loan

Immediately call your mortgage servicer, if you are worried about missing a mortgage payment or if you can’t pay your mortgage.

Can You Refinance Your Mortgage With No Equity

Wondering how to refinance with no equity in your home? We, at Texas Trust Home Loans, explain options for a mortgage refinance without equity.

Down Payment Required To Buy a House - Texas Trust Home Loans

How Much Down Payment Is Required to Buy a House?

Any person who has already bought a house in the past and paid a down payment knows how hard it is to pay that much cash in one go.

Wondering How Much Can You Actually Afford - Texas Trust Home Loans

Wondering How Much House Can You Actually Afford

An affordability calculator can be a complicated thing because when somebody asks a question related to the affordability

What is APR or Annual Percentage Rate - Texas Trust Home Loans

Explaining APR

When you’re shopping for a mortgage loan, you may have encountered the phrase “APR- Annual Percentage Rate” being advertised.

4 Tips To Get the Best Mortgage Refinance Rate

According to Freddie Mac, homeowners who refinanced a $200,000 mortgage in the 1st qtr of 2015 have already saved up thousands of dollars in their payments

Steps To Become a Home Buyer From a Renter

If you think that you’re wasting money on rent, and you should instead do something to build your equity, you’re not the only one.

Mortgage Lender vs. Mortgage Broker

Mortgage Home Lenders are licensed professionals, and they provide you the cash either directly into your account or through a third-party to fund your mortgage loan

Is Mortgage Refinancing a Good Option For You

Refinance and save by locking in with a lower rate, that’s what you hear everywhere, but how would you know whether it’s a good option for you?

Real Estate Purchase Agreement its Components

A real estate purchase agreement is a binding contract, generally between two parties, for a sale of a house or any other property.

How To Get a Home Mortgage with Student Loan

Are you paying off your student loan debt? Well, you’re not alone as there are more than 44 million Americans who have student loan debt. If in the past you’ve made an investment in your education and now you want to make another investment in your new home, you may be questioning what options are available to you.