The information and disclosures below are related to the advertised terms made by Texas Trust Home Loans
Interest rate and Annual Percentage Rate quoted assumes, a minimum FICO score of 740 with 20% down payment or a maximum loan-to-value ratio of 80% on a single family detached primary residences in Texas. A minimum loan amount of $320,000, payment of property taxes and insurance with monthly mortgage payment (escrows), a maximum debt to income ratio of 41%, full credit and income verification, and required asset reserves. Up-to 3 percentage points may be included in quoted APR
|Loan Amount||Initial Interest Rate (for 60 months)||APR||Initial Monthly Payments (for 60 months)|
|Initial Interest Rate (for 60 months)||2.25%|
|Initial Monthly Payments (for 60 months)||$668.57|
|Initial Interest Rate (for 60 months)||122.22%|
|Initial Monthly Payments (for 60 months)||$23,000|
|Initial Interest Rate (for 60 months)||2.05%|
|Initial Monthly Payments (for 60 months)||$1,345|
|Initial Interest Rate (for 60 months)||2.2%|
|Initial Monthly Payments (for 60 months)||$43,000|
Advertised APR for FHA Mortgages do not include FHA Upfront Mortgage Insurance Premium. APR will be higher depending on the amount of your Upfront Mortgage Insurance premium payable to Federal Housing Administration. As of the date of this disclosure, FHA Upfront Mortgage Insurance premium ranges between 0.55% to 1.75% of the loan amount depending on the loan term, loan to value ratio, and the purpose of the loan (purchase, refinance, cash-out).
Mortgage rates could change daily and you may not qualify for the rates offered. Rate and fees are subject to change without notice until locked. Mortgage services are only available in select States and Areas.
Payments shown may not include your monthly escrow payments for home insurance or property taxes. Actual payments will vary based on your individual situation and current market rates. Mortgage Insurance payment, if shown, are only estimated. Actual mortgage insurance payments will be determined by the mortgage insurer.
Closing costs shown may not include home insurance, property tax or prepaid interest.
Until you lock your rate, APR terms and cost are subject to change or may not be available at commitment or closing. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value ratio, your credit rating, property type, and occupancy. ARM rates may increase during your loan term.